Lexus KSA Finance Campaign 2026: 50/50 and 5-Year Plans Explained

Saudi Arabia: Lexus in the Kingdom has launched a new financing campaign in partnership with Al Rajhi Bank, covering key models from its sedan and SUV range. The promotion introduces two distinct payment options designed to broaden access to its premium vehicles. The campaign targets the 2025 Lexus ES and the 2026 NX, RX, and LX models, including their hybrid variants.

Quick read:

• A 50/50 plan requires half the vehicle's price upfront, with the remaining balance due after two years.
• A five-year instalment option is available with zero down payment for eligible customers at a 5.5% annual rate.
• The offer covers the ES sedan and the NX, RX, and LX SUVs, including petrol-electric hybrid versions.
• Buyers are advised to verify total payable amounts, as a separate offer exists through Saudi National Bank.

The Two Payment Structures

The campaign's first structure is a 50/50 plan. Buyers pay 50 percent of the vehicle's cost at signing and the final 50 percent after a two-year period. This option suits customers who prefer a significant upfront payment to avoid monthly instalments. The second structure is a more conventional five-year (60-month) financing agreement. For applicants who meet Al Rajhi Bank's criteria, this plan requires no down payment and advertises a 5.5% annual interest rate. The longer term spreads the cost, making the initial acquisition more accessible.

Which Lexus Models Qualify

Model	Model Year	Eligible Variants
Lexus ES	2025	ES, ESh
Lexus NX	2026	NX, NXh
Lexus RX	2026	RX, RXh
Lexus LX	2026	LX, LXh

The inclusion of hybrids allows buyers to opt for an electrified powertrain without committing to a fully electric vehicle.

Eligibility & Hidden Costs

The advertised 5.5% rate is a nominal figure. Prospective buyers must confirm the final Annual Percentage Rate (APR) with Al Rajhi Bank, which will include all fees and charges for a true cost of financing. All applications are subject to the bank's approval process and eligibility conditions. Additional costs for mandatory insurance and any administrative fees are not included in the headline offer. It is also worth noting that a separate 50/50 financing campaign is available through Saudi National Bank (SNB). Its terms and conditions differ, giving customers a reason to compare offers before committing.

Campaign Timing and a Separate Bank Offer

Al Rajhi Bank's promotion for the 2026 RX and RXh is confirmed to run from 1 to 31 July 2026. The 50/50 offer is running through Saudi National Bank with its own rates and conditions. So check with the bank for their timeline. These offers are very beneficial for people who want lower upfront cost on a premium Lexus and flexibility in payment. 

Also Read: Volkswagen's Best Offers in Saudi Arabia Right Now: Save Up to SAR 38,558 on the Teramont, Touareg, Passat, Jetta, and Tiguan